--- title: Affordable Housing Finance description: Navigate affordable housing insurance challenges with HAI Group's industry-leading insights and support. image: https://resources.haigroup.com/hubfs/GettyImages-522564271.jpg --- - [Blog](https://blog.haigroup.com/?hsLang=en) Search for: - [Contact Us](https://www.housingcenter.com/contact-us/) - [Member Login](https://www.housingcenter.com/login/) - [Report a Claim](https://www.housingcenter.com/insurance/claims/) [![Hai group](https://resources.haigroup.com/hs-fs/hubfs/raw_assets/public/HAIGroup_October2021/images/header-logo.png?width=315&name=header-logo.png "Hai group")](https://www.housingcenter.com/) - [About Us](https://www.housingcenter.com/about-us/) - [Contact Us](https://www.housingcenter.com/contact-us/) - [Company Descriptions](https://www.housingcenter.com/company-descriptions/) - [Executive Management Team](https://www.housingcenter.com/about-us/executive-management-team/) - [Board of Directors](https://www.housingcenter.com/board-of-directors/) - 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[Risk Management Center](https://www.housingcenter.com/account/risk-management-center/) - [Training](https://www.housingcenter.com/training/) - [Online Training for Housing Professionals](https://www.housingcenter.com/online-training-for-housing-professionals/) - [Certifications](https://www.housingcenter.com/training/certifications/) - [Insurance](https://www.housingcenter.com/insurance/) - [Public Housing Insurance](https://www.housingcenter.com/insurance/public-housing/) - [Affordable Housing Insurance](https://www.housingcenter.com/insurance/affordable-housing/) - [For Agents and Brokers](https://www.housingcenter.com/agents-and-brokers/) - [Claims Process](https://www.housingcenter.com/insurance/claims/) - [Risk Control Services](https://www.housingcenter.com/insurance/risk-control-services/) [![header logo](https://resources.haigroup.com/hs-fs/hubfs/raw_assets/public/HAIGroup_October2021/images/header-logo-mobile.png?width=315&name=header-logo-mobile.png "header logo")](https://www.housingcenter.com/) - [Home](https://www.housingcenter.com/) - [Insurance](https://www.housingcenter.com/insurance/) - [Affordable Housing Insurance](https://www.housingcenter.com/insurance/affordable-housing/) - [Public Housing Insurance](https://www.housingcenter.com/insurance/public-housing/) - [For Agents and Brokers](https://www.housingcenter.com/agents-and-brokers/) - [Claims Process](https://www.housingcenter.com/insurance/claims/) - [Risk Control Services](https://www.housingcenter.com/insurance/risk-control-services/) - [Research](https://www.housingcenter.com/research/) - [Training](https://www.housingcenter.com/training/) - [Online Training for Housing Professionals](https://www.housingcenter.com/online-training-for-housing-professionals/) - [Certifications](https://www.housingcenter.com/training/certifications/) - [About Us](https://www.housingcenter.com/about-us/) - [Contact Us](https://www.housingcenter.com/contact-us/) - [Company Descriptions](https://www.housingcenter.com/company-descriptions/) - [Executive Management Team](https://www.housingcenter.com/about-us/executive-management-team/) - [Board of Directors](https://www.housingcenter.com/board-of-directors/) - [Annual Reports](https://www.housingcenter.com/annual-reports/) - [Awards and Contests](https://www.housingcenter.com/about-us/awards-and-contests/) - [Career Center](https://www.housingcenter.com/career-center/) - [News and Media Center](https://www.housingcenter.com/media-center/) - [My Account](https://www.housingcenter.com/account/) [Report a Claim](https://www.housingcenter.com/report-a-claim/) [Member Login](https://www.housingcenter.com/member-login/) # Insurance for Low- and Mixed-Income Housing HAI Group is proud to offer insurance and [**risk control services**](https://www.housingcenter.com/insurance/risk-control-services/) for low-and mixed-income housing. ## Coverage ### Commercial Property Coverage - Enhancement endorsement designed for apartment owners and property managers - Computer equipment within business personal property, eliminating a separate coverage form - Sublimits for earthquake, flood, and business income/extra expense (earthquake and flood not available in high-risk areas) - Option to include equipment breakdown (boiler and machinery) as an endorsement - Installment pay plans available for qualifying accounts. ### Commercial Liability Coverage - Option to include employee benefits liability (claims made basis) - Option to cover hired and non-owned auto as an endorsement, eliminating a separate policy (not available in all states) - Option to cover on a location aggregate basis - Option to cover employers liability (stop gap) where there are state-run workers’ compensation (monopolistic) programs - Installment pay plans available for qualifying accounts. ## Strengths - Rated A (Excellent) by AM Best Company - Admitted in 49 jurisdictions - Proven experience in subsidized housing and low-income tax credit developments - Financial size category: IX\* ($250 million to $500 million) ## Markets We Serve - Affordable and mixed-income housing - US Department of Housing and Urban Development (HUD)-financed properties - Low Income Housing Tax Credit (LIHTC) developments - Low-income senior housing - Section 8 *\*Financial size category is based on adjusted policyholders' surplus and is designed to provide a convenient indicator of the size of a company in terms of its statutory surplus and related accounts.* ## Get In Touch Today! ![JWeslow Final](https://resources.haigroup.com/hs-fs/hubfs/JWeslow%20Final.png?width=150&height=154&name=JWeslow%20Final.png "JWeslow Final") ## Jeff Weslow Assistant Director, Business Development & Strategic Solutions ## [jweslow@housingcenter.com](mailto:jweslow@housingcenter.com) 800-873-0242, ext. 213 [![Book a Meeting With Jeff](https://no-cache.hubspot.com/cta/default/20790879/d111a5c5-552f-42e6-a337-c4fd7f386fab.png)](https://cta-redirect.hubspot.com/cta/redirect/20790879/d111a5c5-552f-42e6-a337-c4fd7f386fab) --- [![GettyImages-1401582615](https://resources.haigroup.com/hs-fs/hubfs/GettyImages-1401582615.jpg?width=500&height=420&name=GettyImages-1401582615.jpg "GettyImages-1401582615")](https://www.housingfinance.com/management-operations/five-strategies-to-soften-a-hard-insurance-market) ## 5 Strategies to Soften a Hard Commerical Insurance    Jeffrey Weslow, assistant director of business development and strategic solutions for HAI Group, shared his five hard market mitigation strategies with Affordable Housing Finance.  [![Learn the Five Strategies](https://no-cache.hubspot.com/cta/default/20790879/42659609-2b98-431b-9cab-88e08e1c28b6.png)](https://cta-redirect.hubspot.com/cta/redirect/20790879/42659609-2b98-431b-9cab-88e08e1c28b6) [![GettyImages-522564271](https://resources.haigroup.com/hs-fs/hubfs/GettyImages-522564271.jpg?width=2000&height=1378&name=GettyImages-522564271.jpg "GettyImages-522564271")](https://www.housingfinance.com/management-operations/five-strategies-to-soften-a-hard-insurance-market) ## 4 Ways to Improve Affordable Housing Insurance Coverage Discover strategies to safeguard your affordable housing investments with HAI Group's Jeff Weslow, assistant director of business development and strategic solutions. [![Learn the Four Ways](https://no-cache.hubspot.com/cta/default/20790879/08bb6875-f448-49d8-8ab0-0f37d215b823.png)](https://cta-redirect.hubspot.com/cta/redirect/20790879/08bb6875-f448-49d8-8ab0-0f37d215b823) We’re here to help. [Contact an Account Manager](http://www.housingcenter.com/sales-and-account-services/) - [Insurance](https://www.housingcenter.com/insurance/) - [Public Housing Insurance](https://www.housingcenter.com/insurance/public-housing/) - [Affordable Housing Insurance](https://www.housingcenter.com/insurance/affordable-housing/) - [For Agents and Brokers](https://www.housingcenter.com/agents-and-brokers/) - [Claims Process](https://www.housingcenter.com/insurance/claims/) - [Risk Control Services](https://www.housingcenter.com/insurance/risk-control-services/) - [Resources](https://www.housingcenter.com/training/advocacy-planning/) - [Crisis Communications Center](https://resources.haigroup.com/crisis-communication-center?__hstc=217467145.a57d6f5138caabd0540698db37bf87af.1677596735023.1691767821033.1692023617587.166&__hssc=217467145.722228922228872200000.1692023617587&__hsfp=2180945085) - [Cybersecurity Center](https://resources.haigroup.com/cybersecurity-center?__hstc=217467145.a57d6f5138caabd0540698db37bf87af.1677596735023.1691767821033.1692023617587.166&__hssc=217467145.722228922228872200000.1692023617587&__hsfp=2180945085) - [Risk Management Center](https://www.housingcenter.com/account/risk-management-center/) - [Training](https://www.housingcenter.com/training/) - [Online Training For Housing Professionals](https://www.housingcenter.com/online-training-for-housing-professionals/) - [Certifications](https://www.housingcenter.com/training/certifications/) - [About Us](https://www.housingcenter.com/about-us/) - [Contact Us](https://www.housingcenter.com/contact-us/) - [Company Descriptions](https://www.housingcenter.com/company-descriptions/) - [Executive Management Team](https://www.housingcenter.com/about-us/executive-management-team/) - [Board of Directors](https://www.housingcenter.com/board-of-directors/) - [Annual Reports](https://www.housingcenter.com/annual-reports/) - [Awards and Contests](https://www.housingcenter.com/about-us/awards-and-contests/) - [Career Center](https://www.housingcenter.com/career-center/) - [News and Media Center](https://www.housingcenter.com/media-center/) - [Report a Claim](https://www.housingcenter.com/insurance/claims/) - [Become a Member](https://www.housingcenter.com/become-a-member/) - [Online Privacy Policy](https://www.housingcenter.com/online-privacy-policy/) - [California Privacy Policy](https://www.housingcenter.com/wp-content/uploads/2023/02/HAI-Group-CA-Privacy-Rights-Notice-1.pdf) - [Terms of Use](https://www.housingcenter.com/terms-of-use/) - [FAQ](https://www.housingcenter.com/help/) Risk management, insurance, and professional development tips exclusively for the affordable housing industry, delivered to your inbox weekly.  Join thousands of other housing professionals who look to HAI Group for up-to-date information and advice. Risk management, insurance, and professional development tips exclusively for the affordable housing industry, delivered to your inbox weekly.  Join thousands of other housing professionals who look to HAI Group for up-to-date information and advice. - [Insurance](https://www.housingcenter.com/insurance/) - [Research](https://www.housingcenter.com/research/) - [Training](https://www.housingcenter.com/training/) - [About Us](https://www.housingcenter.com/about-us/) - [Report a Claim](https://www.housingcenter.com/?page_id=22) - [Become a Member](https://www.housingcenter.com/become-a-member/) - [Online Privacy Policy](https://www.housingcenter.com/online-privacy-policy/) - [FAQ](https://www.housingcenter.com/help/) HAI Group® is a marketing name used to refer to insurers, a producer, and related service providers affiliated through a common mission, management, and governance. Property-casualty insurance and related services are written or provided by Housing Authority Risk Retention Group, Inc.; Housing Authority Property Insurance, A Mutual Company; Housing Enterprise Insurance Company, Inc.; Housing Specialty Insurance Company, Inc.; Innovative Housing Insurance Company, Inc.; Housing Investment Group, Inc.; and Housing Insurance Services, Inc. (DBA Housing Insurance Agency Services, Inc. in NY and MI). Members of HAI Group provide commercial property and casualty insurance to affordable housing organizations, public housing authorities, and related entities. Not all products are available in all states. Coverage is subject to the terms of the policies actually issued. A risk retention group or surplus lines insurer may provide certain coverages. Risk retention groups and surplus lines insurers do not participate in state guaranty funds, and insureds are therefore not protected by such funds if insured by such entities. For a complete list of companies in the HAI Group family, visit [**www.housingcenter.com**](https://www.housingcenter.com/company-descriptions/). HAI Group® | 189 Commerce Court, Cheshire, CT 06410 | Includes copyrighted information from a company under the HAI Group® family, with its permission. [![Facebook](https://resources.haigroup.com/hs-fs/hubfs/raw_assets/public/HAIGroup_October2021/images/icon-facebook.png?width=77&height=76&name=icon-facebook.png)](https://www.facebook.com/HAIGroupCT/) [![Linkedin](https://resources.haigroup.com/hs-fs/hubfs/raw_assets/public/HAIGroup_October2021/images/icon-linkedin.png?width=77&height=76&name=icon-linkedin.png)](https://www.linkedin.com/company/hai-group) [![Twitter](https://resources.haigroup.com/hs-fs/hubfs/raw_assets/public/HAIGroup_October2021/images/icon-twitter.png?width=77&height=76&name=icon-twitter.png)](https://twitter.com/haigroup)